Residential — Montecito to Morro Bay
Estates, coastal homes, ranches, and income property — bought and sold with the same diligence as an eight-figure commercial deal. Steve lives in Montecito. He knows what these properties are worth, what they cost to insure, and what it takes to close them. Financing included — NMLS-licensed for residential mortgages in CA, AZ, and FL.
The work
Montecito, Hope Ranch, and the coastal corridor — sold quietly, bought carefully, with discretion as the default and an insurance answer before escrow opens.
MONTECITO · HOPE RANCH · OFF-MARKET
From SLO bungalows to Ventura bluff-tops — priced from comps and construction cost, and inspected by someone who has built for a living.
BUY · SELL · RELOCATE
Vineyards, avocado and cattle ground, and the family ranch that hasn't traded in two generations — water, zoning, and ag questions answered up front.
VINEYARD · AG · LEGACY LAND
Duplexes to small multifamily — the 1031 landing spots and the rentals that fund the next move. Underwritten like the commercial deals they secretly are.
MULTIFAMILY · 1031 · RENTALS
The edge
EDGE 01
On this coast, homes fall out of escrow over coverage. Licensed insurance producers on the team — insurability gets answered before you list or offer. Estate coverage reviews.
EDGE 02
He has run hospital jobs. A home inspection report doesn't intimidate him — and a contractor's estimate doesn't fool him.
EDGE 03
Your home, your building, your business — one advisor who sees all three and structures the move that helps the whole picture.
EDGE 04
Quiet sales, no lawn theater, no open-house parade — unless broad exposure is genuinely your best price strategy.
"Montecito doesn't need another agent at the farmers market. It needs someone who can answer the insurance question, the construction question, and the price question — in the same conversation."
Start here
A discreet valuation, a coverage sanity-check before you list, or a buy-side search — thirty minutes, no lawn sign required.
Prefer to talk? Call or text (305) 990-2753 or email team@haymakersre.com
